Statement of Notifiable Matters
Discovery, as defined in this Statement is a ‘credit provider’ for the purposes of the Privacy Act 1988 (Cth) (the Privacy Act) and the Privacy (Credit Reporting) Code 2014 (the Credit Reporting Code). Our management and handling of your personal and credit-related information is governed by the Privacy Act and the Credit Reporting Code. Under the Credit Reporting Code, there are several notifiable matters that we are required to disclose to you, as set out in this Statement.
Discovery notifies that:
Generally, we will obtain your credit-related personal information directly from you, however, we may also collect credit-related personal information about you from third parties such as credit reporting bodies (CRBs) and other credit providers.
If we are not able to obtain your credit-related personal information we may be unable to provide the credit, goods and/or services you request (or that an entity related to you requests) or continue our relationship with you (or any entity related to you).
We may provide your personal information to (or collect your personal information from) one or more CRBs for the purposes of assessing your credit worthiness (or the credit worthiness of an entity related to you) regarding a commercial credit contract with us or for managing our commercial credit contract with you. The CRB we currently deal with is CreditorWatch PTY LTD (‘(creditor)watch’)
A CRB may include your personal information in reports provided by you to us to assist them to assess your credit worthiness. The CRB may then include that information in reports that it provides to other credit providers to assist them to assess your credit worthiness.
If you fail to make a payment to us as and when due, or commit a serious credit infringement, we may disclose details of such events to a CRB. A CRB may use such information (and other personal information provided to them by us) in reports given to other credit providers to help assess your credit worthiness.
You have the right to request that a CRB does not use credit reporting information about you if you believe on reasonable grounds that you have been or are likely to be a victim of fraud. If requested by us, a CRB may use credit reporting information about you to assess whether you may be eligible to receive direct marketing communications from us (i.e. pre-screening). You have the right to request that CRBs do not use credit reporting information about you for this purpose. If you would like to make a request of the kind mentioned in this paragraph, please contact the CRB directly.
How you may seek correction of your information or make a complaint
‘‘Act’’ means the Privacy Act 1988 (Cth).
‘‘Credit’’ has the same meaning as in the Act.
‘‘Credit eligibility information’’ has the same meaning as in the Act.
‘‘Credit information’’ has the same meaning as in the Act.
‘‘Credit reporting body (CRB)’’ has the same meaning in the Act.
‘‘Credit Reporting Code’’ means the Privacy (Credit Reporting) Code 2014.
‘‘Credit provider’’ has the same meaning in the Act.
‘‘Credit reporting information’’ has the same meaning as in the Act.
‘‘Discovery’’ means Discovery Holiday Parks Pty Ltd ACN 111 782 846, Ground Floor, 60 Light Square, Adelaide SA 5000 and its related bodies corporate as defined by the Corporations Act 2001 (Cth).